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Financing

Flexible ways to fund your project.

Concrete driveways, solar resets, and remodels are meaningful investments. Here are the payment paths our Prescott-area homeowners actually use.

Payment options

Three ways homeowners fund a project

We're a licensed contractor (ROC #366257) — not a lender. That means we work with whichever financing option makes sense for your budget without pushing you toward a specific product.

In-house payment schedule

For most projects we structure payments in 3 stages: a small deposit at contract signing, a progress payment mid-project, and the balance at final walk-through. No interest, no financing charges — you just pay as we go.

Home improvement loans

For larger renovations (full kitchen remodels, whole-home concrete replacement), we can point you to reputable lenders offering unsecured home improvement loans with fixed rates and terms from 3–15 years. You apply directly with the lender — we're not paid a referral fee.

HELOC & cash-out refinance

Home equity lines of credit typically offer the lowest rates for large projects because they're secured by your home. We work with your lender's timeline and provide the detailed estimate documents most banks require. Talk to your mortgage broker or credit union.

What we accept

  • Cash and check
  • ACH bank transfer
  • Major credit cards (3% processing fee applies)
  • Certified funds / wire transfer for larger projects
  • Homeowner-arranged financing (loan, HELOC, retirement draw)

Our promises

  • No prepayment penalty — pay off the balance whenever you want.
  • Free written estimates — no obligation, no financing hard pull required.
  • No hidden fees or surprise change orders — every scope adjustment is signed off in writing.
  • Deposits held in escrow-style — never used for anything other than your materials and permits.

Not sure what your project will cost?

Try our instant concrete quote calculator, or schedule a free on-site estimate for remodels and solar work.

(928) 488-2704Free estimate
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